Rates in effect on June 21, 2017

TERM PRODUCTS

QUÉBEC STEP‑UP BONDS
YEAR 1 2 3 4 5 6 7 8 9 10
ANNUAL
RATE (%)
1.10 1.30 1.50 1.75 2.05 2.45 2.90 3.35 3.85 4.35
1 % bonus of interest rate set for the first year for new RRSP, RRIF, LIRA and LIF funds.
Feature: Redeemable annually, according to issue date. More details
 
QUÉBEC FIXED‑RATE BONDS
TERM 1
yr
2
yrs
3
yrs
4
yrs
5
yrs
6
yrs
7
yrs
8
yrs
9
yrs
10
yrs
ANNUAL
RATE (%)
1.10 1.25 1.40 1.55 1.75 1.90 2.05 2.20 2.35 2.55
1 % bonus of interest rate set for the first year of the term only, for new RRSP, RRIF, LIRA and LIF funds.
Feature: Redeemable at maturity. More details

QUÉBEC DISCOUNT BONDS
TERM 3 years 5 years 7 years 10 years 15 years
ANNUAL
YIELD (%)
1.40 1.75 2.05 2.55 2.75
With bonus 1.732 1.949 2.192 2.650 2.816
1 % increase in yield, spread over the length of the term, for new RRSP, RRIF, LIRA and LIF funds.
Feature: Redeemable at maturity. More details

QUÉBEC SECURI+ BONDS
PERIOD First 6 months Month 7 to maturity
ANNUAL RATE (%) 1.00 Set by the Minister of Finance according to market conditions.
1 % bonus of interest rates set for the first year for new RRSP, RRIF, LIRA and LIF funds.
Feature: Redeemable every six months, according to issue date. More details

STOCK INDEX PRODUCT

STOCK INDEX BONDS
ISSUE 2017-09-18
TERMS 5 years 10 years
MATURITIES 2022-09-19 2027-09-20
MAXIMUM YIELD 60 % Unlimited
1 % bonus, applied on invested capital, for new RRSP, RRIF, LIRA and LIF funds.
REFERENCE INDEX IREC Indice Québec IQ-30TM
SALE PERIOD From June 21, 2017 to September 13, 2017
Current issues summary
Feature: Redeemable at maturity. More details

PRODUCTS REDEEMABLE ANY TIME

QUÉBEC SAVINGS BONDS
PERIOD First year Subsequent years
ANNUAL RATE (%) 1.10 * Set by the Minister of Finance according to market conditions.
1 % bonus of interest rates set for the first year for new RRSP, RRIF, LIRA and LIF funds.
The Québec Savings Bonds are not in sale at the present time.
Feature: Redeemable any time. More details
* This rate is in effect from June 1, 2017 to May 31, 2018, and applies to issues of years 2008 to 2017 inclusive.

FLEXI‑PLUS SAVINGS
ANNUAL RATE (%) 0.90 Regardless of the amounts accumulated
Features: Cashable any time. Interest compounded monthly on the 15 of each month. More details

PERIODIC SAVINGS PLAN (PSP) BY INSTALMENTS
INVESTMENT SAVINGS ACCOUNT, TFSA AND RRSP
ANNUAL RATE (%) 0.90 Regardless of the amounts accumulated
Features: Redeemable any time. Interest compounded monthly on the 15 of each month. More details

PAYROLL PERIODIC SAVINGS PLAN (PSP)
INVESTMENT SAVINGS ACCOUNT OR TFSA
ANNUAL RATE (%) 0.90 Regardless of the amounts accumulated
Features: Redeemable any time. Interest compounded monthly on the 15 of each month. More details

OPTION
MONTHLY
INTEREST
If you buy at least $10 000 of Step‑up Bonds or Fixed‑rate Bonds, interest can be paid to you monthly. Interest is then calculated on the basis of a monthly interest rate equivalent to the annual interest rate.

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Note :

TFSA (tax‑free savings account), RRSP (registered retirement savings plan), RRIF (registered retirement income fund), LIRA (locked‑in retirement account) and LIF (life income fund).
The rates may be changed without notice. In addition, as mentioned in the legal notes of this website, in the event of a discrepancy between a rate shown on this page and that given in a ministerial order of the Minister of Finance, the text of the ministerial order takes precedence.